As a massage therapist, it’s important to know how to properly bill health insurance companies in order to get reimbursed for your services. Here’s a quick guide on how to do just that.
Checkout this video:
Introduction: What is Massage and Health Insurance?
Massage therapy is an occupation in which practitioners use their hands, fingers, elbows, and sometimes feet to manipulate the superficial layers of the muscles to improve mental and physical health.
There are different types of massages that can be beneficial for different conditions. Some common types of massage are Swedish massage, deep tissue massage, trigger point massage, sports massage, etc.
Health insurance is a type of insurance that covers the medical and surgical expenses of the insured. It reimburses the expenses incurred by the insured for medical treatment and surgery.
How Massage Can Benefit Your Health
Massage therapy has been shown to have numerous benefits for health. It can help reduce stress, anxiety and depression; improve sleep quality; lower blood pressure; and boost immunity. Massage can also relieve pain, improve joint mobility and range of motion, and increase flexibility.
There are a number of ways to receive massage therapy, including through health insurance. Health insurance plans typically have a massage benefit that allows policyholders to receive a certain number of massages per year at an covered rate. Typically, the covered rate is 50-80% of the cost of the massage.
To find out if your health insurance plan covers massage therapy, contact your insurance company or visit their website. You may also want to ask your doctor or massage therapist if they know of any insurance plans that cover massage therapy.
How to Find a Massage Therapist That Takes Your Insurance
It’s no secret that regular massage therapy appointments can be expensive. If you’re trying to find a massage therapist that takes your insurance, the process can be even more daunting. However, there are a few things you can do to make the search easier.
The first step is to check with your insurance company to see if massage therapy is covered under your plan. If it is, they will likely have a list of in-network providers that you can choose from. If not, you may still be able to get coverage for out-of-network providers, but you will likely have to pay more out of pocket.
Once you have a list of potential massage therapists, the next step is to research each one. You can start by reading online reviews or asking friends and family for recommendations. Once you’ve narrowed down your choices, contact each therapist to ask about their rates and whether they accept your insurance.
Finally, don’t forget to schedule an appointment! Once you’ve found a massage therapist that you feel comfortable with, be sure to book an appointment so you can start reaping the benefits of massage therapy.
How to Check If Your Insurance Covers Massage
Before you book a massage, it’s important to check if your insurance plan will cover the cost. If it does, you may be able to save money on the service. Here’s how to check if your insurance covers massage:
1. Call your insurance company and ask if massage therapy is included in your plan.
2. If it is, ask what the coverage limits are. Most insurance plans have a maximum dollar amount that they will reimburse for massage services.
3. Find out if there are any other restrictions on the coverage, such as a required referral from a doctor or pre-authorization from the insurance company.
4. Once you know what your coverage limits are, call around to different massage therapists and ask about their rates. Make sure to ask if they accept your insurance plan.
5. Schedule an appointment with the therapist of your choice and present your insurance card at the time of service. The therapist will submit a claim to the insurance company on your behalf and you will be responsible for paying any co-pays or deductible amounts not covered by your plan.
How to Prepare for Your Massage Therapy Session
Before your massage therapy session, it is important to do a few things to prepare. First, you want to make sure that you are hydrated. Drink plenty of water before your session so that your muscles will be nice and loose. Secondly, you want to make sure that you use the restroom before your session. This will help you to relax and not have to worry about having to go during your session. Lastly, make sure to remove any jewelry or watches that you might have on. This will prevent anything from getting lost or broken during your session.
What to Expect During Your Massage Therapy Session
massage therapy session, you will typically lie on a massage table in a comfortable position — usually facedown to start. Close your eyes and relax. The therapist will begin to talk with you about your reason for seeking out massage as well as any specific areas of concern or tension you may have.
It is important that you feel free to express yourself during this conversation so that the therapist can tailor the session to your specific needs. Once the therapist understands what you are hoping to achieve from your massage, they will begin the session.
The therapist will use various techniques throughout the massage, including Swedish massage, which uses long, smooth strokes; deep tissue massage, which targets deep layers of muscle; and trigger point therapy, which focuses on releasing specific areas of muscle tension.
You should feel relaxed during the massage, but it is not unusual to feel some minor discomfort as the therapist works to release knots and tension from your muscles. This discomfort should dissipate as the muscles begin to relax.
The therapist may also ask you to breathe deeply and rhythmically during the massage in order to further help you relax. After the session is complete, the therapist will leave the room so that you can get dressed in privacy.
You may be given some water to drink in order to help flush toxins from your system that were released during the massage. The therapist may also give you some advice on how to stretch or care for your muscles at home in between sessions
How to Follow Up After Your Massage Therapy Session
Most insurance companies require that you have a doctor’s prescription for massage therapy. The doctor’s prescription will indicate the number of sessions, the frequency of sessions and the expected duration of therapy. Be sure to follow up with your doctor after your first session to ensure that you are on track to reach your health goals.
After you have completed your massage therapy session, be sure to document the date, time, length and type of massage that you received. You will also need to keep track of any progress that you feel after each session. This documentation will be important when you file your insurance claim.
The Bottom Line: Should You Get a Massage?
The bottom line is that getting a massage can be a great way to reduce stress and promote relaxation. However, it’s important to check with your health insurance provider to see if they cover massage therapy. If they do, be sure to ask about any limits or restrictions on coverage.
FAQs About Massage Therapy and Health Insurance
Is massage therapy covered by health insurance?
The answer to this question depends on your individual health insurance plan. Some plans do cover massage therapy, while others do not. If you are unsure whether or not your particular plan covers massage, we recommend contacting your insurance provider directly to find out.
What types of massage are typically covered by health insurance?
There are many different types of massage, but the most common ones that are typically covered by health insurance are Swedish massage and deep tissue massage. If you have a specific type of massage in mind that you would like to receive, we recommend calling your insurance provider to find out if it is covered under your plan.
How much does health insurance typically cover for massage therapy?
Again, this depends on your individual health insurance plan. Some plans may cover the full cost of massage therapy, while others may only cover a portion of the cost. We recommend contacting your insurance provider directly to find out how much they would be willing to reimburse you for massage therapy services.
Further Reading on Massage Therapy and Health Insurance
If you’re looking for more information on massage therapy and how it can be covered by health insurance, there are a few resources that can be helpful. The National Institute of Health has an article on the benefits of massage therapy, which can be found here. The American Massage Therapy Association also has an informative page on insurance coverage for massage therapy, which can be found here. Finally, the National Certification Board for Therapeutic Massage and Bodywork has a directory of board-certified massage therapists that can be searched by location and insurance provider.